![]() Wells Fargo banking customers can also enjoy an interest rate discount that will save them money over the life of their loan. You can choose a term up to 72 months and may not need to provide any down payment to secure the loan. Keep in mind that if you make a private transaction, you have to finalize the loan in-branch. This lack of restrictions makes it very easy for you to shop around to find the best deal on a car. Wells Fargo offers flexible auto loans, giving you the option to buy a new or used car from a dealer or in a private transaction. What we love about Wells Fargo Auto Loans Wells Fargo Auto Loans are strongly not recommended by SuperMoney community users. Wells Fargo Bank was founded in 1852, it is a well-established company that has been in business for 170 years. Wells Fargo auto refinance will typically approve (or deny) a car loan application within 24 hours and fund the car loan within 7 business days of approval. What is the estimated funding time for a car loan via Wells Fargo auto refinance?
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